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    November 20, 2019
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RAYMOND JAMES® Peru Office: 2 North Broadway | (765) 473-5740 FIRST FARMERS BANK & TRUST Invest with us, no matter where you bank. Securties offered through Raymond James Financial Services, Inc, member FNRASIPC Securities are not insured by FOIC or any other Government agency, are not deposits or obligations of First Farmers Bank &Trst, are not guaranteed by Fiest Farmers Bank& Trust and ane subject to risks, indluding possible loss of principal Investment Advisory Services ane offered theough Raymond James Financial Services Advison, Inc. First Farmers Bank & Trust and Firnst Farmers Bank &Trust investment Geoup are not registered brokeridealers and are independent of Raymond James Financial Services INVESTMENT GROUP RAYMOND JAMES® Peru Office: 2 North Broadway | (765) 473-5740 FIRST FARMERS BANK & TRUST Invest with us, no matter where you bank. Securties offered through Raymond James Financial Services, Inc, member FNRASIPC Securities are not insured by FOIC or any other Government agency, are not deposits or obligations of First Farmers Bank &Trst, are not guaranteed by Fiest Farmers Bank& Trust and ane subject to risks, indluding possible loss of principal Investment Advisory Services ane offered theough Raymond James Financial Services Advison, Inc. First Farmers Bank & Trust and Firnst Farmers Bank &Trust investment Geoup are not registered brokeridealers and are independent of Raymond James Financial Services INVESTMENT GROUP