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    September 13, 2018
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FIRST FARMERS BANK & TRUST 28 MONTH CD SPENDING OR SAVING make your money work for you 2.50%. APY** VISIT FFBT.COM FOR MORE INFO Peru River Branclh (765) 472-2700 120 S Broadway HARVEST REWARDS CHECKING 50% APY $01 up through $2999999 2.50% AP!" to S50000:00 nd over 0.0596 APY Does pot meet account Annual Percentage Yield as of4/3/2018 and subject to change wthout notice. fees may reducir earnings Must sign up for Online Banking and receive eStabements and compiete at least Mteen (15) point f-sale (9O8andactions which post and settle during the tatement cycletoedertised APY. It customer stops receving eStatements cstomer will be charged a 51 malled statement fee Limit onecourt per taEeporting name. oneres! tiers apply as follows 2 47% Interest rate with 250% APY applying to daly balances which a less than S29.999PR and 035% interest rate-th AP.angng fron 2 50% to 99% applying to balances $30,000 00 and over APY of1 based on an assumed ium tol balance of 540,000.00. Othet tems and conditlons may appy. Ask for detals 250% Annual Pe centage neld CAPn effective ianuary 30, 2018 and subyrct todang. $1.000 miimm deposit to open a 28 Monts CC. Must open andior malntain a FFBT checkling aocounit with a $500 daily minieum balance. APY reduced by 020% to 230% APYdchecking account is not opened or, during the 5rnofthe Cannimam daily balance is lss tcha $5o0, Penaity imposed for early withdrawal mide duing the CD term Ofe may end M any tme Not avalable for Public Funds, Rinanclal Instituzions or individial Retisenent Accounts This product awomancaly renews into &30 month CD af matuity Member FDIC